Department of Financial Services Secretary M. Nagaraju Tuesday discussed wide-ranging issues to enhance the effectiveness of the recovery process in debt recovery tribunals, and called for measures to further strengthen the monitoring and oversight mechanism of banks for increasing recovery. In a colloquium organised by the finance ministry, Nagaraju met chairpersons of debt recovery appellate tribunals, presiding officers of debt recovery tribunals, and representatives from public and private sector banks and the Indian Banks' Association, the finance ministry said in a release.